What to Know Before Buying Land to Build a House

Published on
November 6, 2022

If you're thinking of buying land to build a house on, there are a few things you need to know beforehand. This guide will help you understand the process, what to expect, and how to make the best decision for your needs. So, whether you're just starting your research or are ready to buy, read on for some essential advice on buying land for a home.


Zoning is a critical factor to consider before buying land to build a house. Zoning regulations define how the land can be used and determine the type and density of development allowed. 

It also affects land value, so it's important to know the zoning classification of any property you're considering purchasing. Zoning regulations can be complex, so it's a good idea to consult a professional planner or lawyer before making any decisions.

Local Building Codes

Local building codes are put in place to protect property owners and residents. They ensure that buildings are constructed safely and meet certain standards. So, when buying land to build a house, it's important to be familiar with the local building codes. This way, you can be sure that your property will meet all the requirements for construction.

Local building codes can vary depending on the area, so it's a good idea to consult a local real estate agent or lawyer before purchasing land. They can tell you what to expect and help you navigate the process.


It is important to have a basic understanding of topography before making any decisions about purchasing land. There are three main types of topography: flat, rolling, and mountainous. Each type of topography has its unique set of characteristics that must be considered:

  • Flat land is often lower in cost but may be at risk for flooding
  • Rolling land may be more expensive than flat land, but it offers a better drainage system. 
  • Mountainous land is the most expensive, but provides the most privacy and stunning views

Ultimately, your topography should be based on your specific needs and wants.


Location is one of the most important factors while building a house. The property should be situated in a desirable neighborhood to maximize its value. It is also important to consider the size and layout of the lot, as this will determine the amount of space available for construction. 

And as discussed above, the land's topography should be considered, as this can affect the house's foundation and the structure's stability. With these factors in mind, it is easier to narrow the search for the perfect piece of land to build a dream home.

Negotiation & Financing

Negotiating the purchase price of land can be tricky. The first step is determining how much the seller paid for the land. This can give you an idea of how motivated they are to sell and what profit they're hoping to make. Once you've negotiated a fair price, it is time to secure financing. This can be done through a traditional lender such as a bank, or a private lender.

Private lenders generally have more flexible terms and may be willing to work with you even with poor credit. However, they also may charge higher interest rates. Whichever route you choose, ensure you understand all the terms and conditions before signing any paperwork.


Buying land to build a house is a big decision. There are many factors to consider, from the property's location to the area's zoning regulations. It is important to do your research and consult with experts before making any decisions. With careful planning and preparation, you can find the perfect piece of land on which to build your dream home.

Ready to build your dream home? Click here to get in touch with a member of the JA Custom Homes team today!